Meet Our Team

NMLS# 555555
Direct: 877-821-0118
Toll-Free: 877-821-0118
cell: 877-821-0118
Fax: 877-821-0118
Email: info@vonkdigital.com

Frank Ryan, Founding Partner | President/CEO

President and CEO of Bank of England Mortgage Division, Frank Ryan came to the mortgage business early on and his experience includes a lineage of top sales management positions for some of the largest publicly traded mortgage companies in America. Disenchanted with the traditional model of mortgage companies, Frank sought to open a business with a strong national online presence and a focus on quality and customer service. Frank has responsibility for the marketing and sales divisions of the organization and has helped Bank of England Mortgage Division grow to become a leading organization that generates new business from various marketing channels and client referrals. Frank holds a B.S. in law and society from the University of Santa Barbara.

NMLS# 555555
Direct: 877-821-0118
Toll-Free: 877-821-0118
cell: 877-821-0118
Fax: 877-821-0118
Email: info@vonkdigital.com

Roger Woods, Founding Partner | CFO

Chief Financial Officer, Roger Woods, is responsible for spearheading all of Bank of England Mortgage Division’s monetary checks and balances. A seasoned financial strategist with expertise in both the investment and mortgage industries, Woods oversees the company’s budgeting and manages the Warehouse line capabilities. Prior to founding River Financial, Roger spent years working as an Institutional Equity and Fixed Income Trader with top investment institutions including Fixed Income Securities, Brandes Investment Partners and Allegiance Capital Inc. His financial expertise spans both the international and domestic markets. Roger is an honors graduate of the University of San Diego’s nationally recognized Business School, and has a degree from the University of San Diego’s MBA program with a specialty focus in Finance. Roger was honored by San Diego Metro magazine as one of 2012’s ’40 Under 40’ in San Diego and was a finalist for ‘CFO of the Year’ by San Diego Business Journal in 2010.

NMLS# 555555
Direct: 877-821-0118
Toll-Free: 877-821-0118
cell: 877-821-0118
Fax: 877-821-0118
Email: info@vonkdigital.com

Stephanie Clemons, Founding Partner | COO

Chief Operating Officer, Stephanie Clemons comes from a long line of Entrepreneurs. Growing up with parents and grandparents who all owned their own businesses, business development was an interest of Bill’s from an early age. While attending the Isenberg School of Management at University of Massachusetts Amherst, he founded a clothing company with online sales in 10 countries. In 2003, Stephanie moved to San Diego and began work with The Familie/Wasserman Media Group, the world’s premiere action sports athlete management and marketing agency. Stephanie moved on to found Bank of England Mortgage Division in 2006 and led the team responsible for converting Bank of England Mortgage Division from a mortgage broker to a full service mortgage bank with in-house lending. The company now directly lends hundreds of millions of dollars to consumers of residential mortgages in 12 states. Stephanie works closely with Frank and Roger on business development, marketing, and corporate strategy to ensure calculated growth and the execution of a long term sustainable business model for Bank of England Mortgage Division. Stephanie was honored in 2011 as one of the ‘20 Women who Impact San Diego’ by San Diego Metro Magazine.